What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?
Posted: May 30, 2019
In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...
Can I Still See My Own Doctor After Filing For Workers' Compensation?
Posted: May 28, 2019
There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...
Protecting Your Home During Thunderstorms
Posted: May 27, 2019
Heavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...
How Will My Beneficiary Collect My Life Insurance Money?
Posted: May 23, 2019
When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...
How Much Is Renters Insurance?
Posted: May 22, 2019
The great thing about renting is that you usually don’t have to deal with home improvements, major repairs, or mowing the yard. But that doesn't mean renting is completely worry-free. There’s always the chance of a fire, water damage, burglary, or some other calamity that could turn your life upside down. Imagine if all your belongings were ruined or stolen and you had to start...